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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,460 | $160,070-95.3% | $147,117-94.9% | $145,897-94.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 27.77% | 98.69%-70.9pp | 420.54%-392.8pp | 552.29%-524.5pp |
| Employer contribution / active EE | $1,207 | $5,285-77.2% | $4,932-75.5% | $4,663-74.1% |
| Participant deferral / active EE | $3,344 | $8,419-60.3% | $8,065-58.5% | $6,689-50.0% |
| Admin fee / account holder | $1,289 | $15,035-91.4% | $12,993-90.1% | $13,390-90.4% |