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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,897 | $142,972+204.9% | $214,702+103.0% | $86,983+401.1% |
| Participation rate | 96.3% | 84.9%+11.4pp | 87.5%+8.8pp | 69.5%+26.8pp |
| Annual return | 14.09% | 18.49%-4.4pp | 54.55%-40.5pp | 25.83%-11.7pp |
| Employer contribution / active EE | $12,888 | $4,635+178.1% | $6,461+99.5% | $2,584+398.7% |
| Participant deferral / active EE | $24,331 | $6,568+270.5% | $9,147+166.0% | $4,194+480.2% |
| Admin fee / account holder | $29,930 | $17,617+69.9% | $19,830+50.9% | $7,856+281.0% |