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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,897 | $145,431+199.7% | $211,142+106.4% | $87,485+398.3% |
| Participation rate | 96.3% | 84.7%+11.5pp | 87.3%+9.0pp | 68.9%+27.4pp |
| Annual return | 14.09% | 27.21%-13.1pp | 46.84%-32.7pp | 26.06%-12.0pp |
| Employer contribution / active EE | $12,888 | $4,662+176.5% | $6,442+100.1% | $2,596+396.4% |
| Participant deferral / active EE | $24,331 | $6,859+254.8% | $9,284+162.1% | $4,274+469.3% |
| Admin fee / account holder | $29,930 | $17,052+75.5% | $19,076+56.9% | $7,775+285.0% |