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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,585 | $110,410+249.2% | $102,437+276.4% | $145,897+164.3% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.5%+5.5pp | 80.3%-0.3pp |
| Annual return | 7.75% | 24.85%-17.1pp | 24.95%-17.2pp | 552.29%-544.5pp |
| Employer contribution / active EE | $8,505 | $4,217+101.7% | $3,871+119.7% | $4,663+82.4% |
| Participant deferral / active EE | $19,786 | $5,622+252.0% | $5,060+291.0% | $6,689+195.8% |
| Admin fee / account holder | $10,558 | $9,745+8.3% | $8,388+25.9% | $13,390-21.2% |