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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,072 | $156,398-64.1% | $147,318-61.9% | $138,895-59.6% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 24.16% | 78.75%-54.6pp | 70.43%-46.3pp | 145.39%-121.2pp |
| Employer contribution / active EE | $2,539 | $4,853-47.7% | $4,593-44.7% | $4,194-39.5% |
| Participant deferral / active EE | $7,375 | $8,237-10.5% | $7,906-6.7% | $6,396+15.3% |
| Admin fee / account holder | $1,244 | $14,976-91.7% | $13,708-90.9% | $12,562-90.1% |