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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,172 | $160,028-76.1% | $147,080-74.0% | $145,884-73.8% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 27.37% | 98.60%-71.2pp | 420.17%-392.8pp | 551.85%-524.5pp |
| Employer contribution / active EE | $2,350 | $5,286-55.5% | $4,933-52.4% | $4,662-49.6% |
| Participant deferral / active EE | $6,879 | $8,422-18.3% | $8,066-14.7% | $6,690+2.8% |
| Admin fee / account holder | $1,425 | $15,030-90.5% | $12,989-89.0% | $13,392-89.4% |