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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,415 | $154,228-49.2% | $145,433-46.1% | $137,256-42.9% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 80.0%0pp |
| Annual return | 14.75% | 74.59%-59.8pp | 66.58%-51.8pp | 220.34%-205.6pp |
| Employer contribution / active EE | $2,284 | $4,804-52.5% | $4,554-49.9% | $4,156-45.0% |
| Participant deferral / active EE | $4,920 | $8,216-40.1% | $7,897-37.7% | $6,407-23.2% |
| Admin fee / account holder | $893 | $14,344-93.8% | $13,129-93.2% | $12,270-92.7% |