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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,955 | $110,410-65.6% | $102,437-62.9% | $145,897-74.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.12% | 24.85%-13.7pp | 24.95%-13.8pp | 552.29%-541.2pp |
| Employer contribution / active EE | $12,116 | $4,217+187.3% | $3,871+213.0% | $4,663+159.9% |
| Participant deferral / active EE | $6,492 | $5,622+15.5% | $5,060+28.3% | $6,689-3.0% |
| Admin fee / account holder | $483 | $9,745-95.0% | $8,388-94.2% | $13,390-96.4% |