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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,821 | $156,398-78.4% | $147,318-77.0% | $138,895-75.7% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 17.54% | 78.75%-61.2pp | 70.43%-52.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $2,376 | $4,853-51.0% | $4,593-48.3% | $4,194-43.3% |
| Participant deferral / active EE | $4,307 | $8,237-47.7% | $7,906-45.5% | $6,396-32.7% |
| Admin fee / account holder | $4,854 | $14,976-67.6% | $13,708-64.6% | $12,562-61.4% |