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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,159 | $201,372-14.0% | $184,260-6.0% | $145,884+18.7% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 11.57% | 29.04%-17.5pp | 28.84%-17.3pp | 551.85%-540.3pp |
| Employer contribution / active EE | $4,921 | $7,024-29.9% | $6,427-23.4% | $4,662+5.6% |
| Participant deferral / active EE | $11,747 | $9,808+19.8% | $9,133+28.6% | $6,690+75.6% |
| Admin fee / account holder | $0 | $16,362-100.0% | $13,898-100.0% | $13,392-100.0% |