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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $487,734 | $212,386+129.6% | $199,883+144.0% | $138,895+251.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 15.04% | 47.75%-32.7pp | 43.81%-28.8pp | 145.39%-130.3pp |
| Employer contribution / active EE | $4,256 | $6,625-35.8% | $6,261-32.0% | $4,194+1.5% |
| Participant deferral / active EE | $18,858 | $9,617+96.1% | $9,138+106.4% | $6,396+194.8% |
| Admin fee / account holder | $479 | $18,233-97.4% | $17,268-97.2% | $12,562-96.2% |