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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,547 | $201,372-49.1% | $184,260-44.3% | $145,884-29.7% |
| Participation rate | 72.7% | 87.5%-14.8pp | 86.8%-14.1pp | 80.3%-7.6pp |
| Annual return | 15.90% | 29.04%-13.1pp | 28.84%-12.9pp | 551.85%-536.0pp |
| Employer contribution / active EE | $2,953 | $7,024-58.0% | $6,427-54.1% | $4,662-36.7% |
| Participant deferral / active EE | $11,142 | $9,808+13.6% | $9,133+22.0% | $6,690+66.6% |
| Admin fee / account holder | $331 | $16,362-98.0% | $13,898-97.6% | $13,392-97.5% |