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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,828 | $110,379-13.2% | $102,412-6.4% | $145,884-34.3% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 14.54% | 24.84%-10.3pp | 24.94%-10.4pp | 551.85%-537.3pp |
| Employer contribution / active EE | $1,575 | $4,216-62.7% | $3,870-59.3% | $4,662-66.2% |
| Participant deferral / active EE | $5,038 | $5,622-10.4% | $5,060-0.4% | $6,690-24.7% |
| Admin fee / account holder | $3,682 | $9,745-62.2% | $8,388-56.1% | $13,392-72.5% |