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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $481,900 | $97,125+396.2% | $86,233+458.8% | $137,256+251.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 15.11% | 74.19%-59.1pp | 61.39%-46.3pp | 220.34%-205.2pp |
| Employer contribution / active EE | $3,185 | $2,841+12.1% | $2,504+27.2% | $4,156-23.4% |
| Participant deferral / active EE | $8,397 | $5,180+62.1% | $4,559+84.2% | $6,407+31.1% |
| Admin fee / account holder | $6,531 | $9,725-32.8% | $8,342-21.7% | $12,270-46.8% |