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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,536 | $77,814-59.5% | $158,223-80.1% | $86,983-63.7% |
| Participation rate | 57.9% | 68.4%-10.5pp | 79.2%-21.3pp | 69.5%-11.6pp |
| Annual return | 15.84% | 30.54%-14.7pp | 52.09%-36.3pp | 25.83%-10.0pp |
| Employer contribution / active EE | $1,294 | $2,592-50.1% | $4,109-68.5% | $2,584-49.9% |
| Participant deferral / active EE | $3,011 | $3,270-7.9% | $5,467-44.9% | $4,194-28.2% |
| Admin fee / account holder | $9,072 | $5,879+54.3% | $16,047-43.5% | $7,856+15.5% |