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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,041 | $185,312-31.4% | $161,489-21.3% | $154,746-17.9% |
| Participation rate | 81.3% | 82.5%-1.2pp | 78.7%+2.6pp | 80.7%+0.5pp |
| Annual return | 17.62% | 103.84%-86.2pp | 89.72%-72.1pp | 172.34%-154.7pp |
| Employer contribution / active EE | $2,237 | $4,769-53.1% | $4,268-47.6% | $4,379-48.9% |
| Participant deferral / active EE | $3,895 | $6,350-38.7% | $5,630-30.8% | $6,730-42.1% |
| Admin fee / account holder | $2,218 | $18,654-88.1% | $16,006-86.1% | $14,365-84.6% |