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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,396 | $185,312-34.5% | $161,489-24.8% | $154,746-21.6% |
| Participation rate | 94.1% | 82.5%+11.7pp | 78.7%+15.4pp | 80.7%+13.4pp |
| Annual return | 15.37% | 103.84%-88.5pp | 89.72%-74.3pp | 172.34%-157.0pp |
| Employer contribution / active EE | $5,601 | $4,769+17.4% | $4,268+31.2% | $4,379+27.9% |
| Participant deferral / active EE | $4,810 | $6,350-24.3% | $5,630-14.6% | $6,730-28.5% |
| Admin fee / account holder | $2,434 | $18,654-87.0% | $16,006-84.8% | $14,365-83.1% |