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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,396 | $181,062-33.0% | $158,223-23.3% | $155,188-21.8% |
| Participation rate | 94.1% | 82.7%+11.5pp | 79.2%+14.9pp | 80.8%+13.3pp |
| Annual return | 15.37% | 57.39%-42.0pp | 52.09%-36.7pp | 148.84%-133.5pp |
| Employer contribution / active EE | $5,601 | $4,565+22.7% | $4,109+36.3% | $4,248+31.9% |
| Participant deferral / active EE | $4,810 | $6,134-21.6% | $5,467-12.0% | $6,531-26.4% |
| Admin fee / account holder | $2,434 | $18,825-87.1% | $16,047-84.8% | $14,480-83.2% |