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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,378 | $117,895-78.5% | $102,460-75.2% | $145,897-82.6% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 17.78% | 31.92%-14.1pp | 29.47%-11.7pp | 552.29%-534.5pp |
| Employer contribution / active EE | $2,556 | $3,619-29.4% | $3,025-15.5% | $4,663-45.2% |
| Participant deferral / active EE | $4,140 | $5,736-27.8% | $5,056-18.1% | $6,689-38.1% |
| Admin fee / account holder | $220 | $13,353-98.4% | $9,460-97.7% | $13,390-98.4% |