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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,378 | $117,829-78.5% | $102,423-75.2% | $145,877-82.6% |
| Participation rate | 57.1% | 78.6%-21.5pp | 76.5%-19.4pp | 80.3%-23.2pp |
| Annual return | 17.78% | 31.83%-14.1pp | 29.42%-11.6pp | 551.28%-533.5pp |
| Employer contribution / active EE | $2,556 | $3,615-29.3% | $3,023-15.4% | $4,663-45.2% |
| Participant deferral / active EE | $4,140 | $5,732-27.8% | $5,054-18.1% | $6,691-38.1% |
| Admin fee / account holder | $220 | $13,335-98.4% | $9,455-97.7% | $13,402-98.4% |