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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,928 | $211,105+21.2% | $178,449+43.4% | $145,978+75.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 5.86% | 30.19%-24.3pp | 27.09%-21.2pp | 550.52%-544.7pp |
| Employer contribution / active EE | $15,385 | $4,569+236.7% | $3,951+289.4% | $4,662+230.0% |
| Participant deferral / active EE | $8,930 | $6,959+28.3% | $6,277+42.3% | $6,690+33.5% |
| Admin fee / account holder | $3,639 | $12,017-69.7% | $10,362-64.9% | $13,400-72.8% |