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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,744 | $100,139+25.6% | $85,187+47.6% | $145,884-13.8% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 26.20% | 84.15%-58.0pp | 66.67%-40.5pp | 551.85%-525.6pp |
| Employer contribution / active EE | $44,372 | $3,238+1270.4% | $2,732+1523.9% | $4,662+851.7% |
| Participant deferral / active EE | $33,040 | $5,296+523.9% | $4,525+630.2% | $6,690+393.9% |
| Admin fee / account holder | $601 | $7,262-91.7% | $6,162-90.2% | $13,392-95.5% |