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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,153 | $155,555-87.7% | $146,866-87.0% | $155,188-87.7% |
| Participation rate | 85.7% | 84.0%+1.8pp | 82.5%+3.2pp | 80.8%+4.9pp |
| Annual return | 12.98% | 115.41%-102.4pp | 102.85%-89.9pp | 148.84%-135.9pp |
| Employer contribution / active EE | $1,877 | $4,647-59.6% | $4,425-57.6% | $4,248-55.8% |
| Participant deferral / active EE | $7,700 | $8,044-4.3% | $7,759-0.8% | $6,531+17.9% |
| Admin fee / account holder | $419 | $14,755-97.2% | $13,620-96.9% | $14,480-97.1% |