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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,057 | $77,962+18.1% | $178,540-48.4% | $80,935+13.7% |
| Participation rate | 86.7% | 65.7%+21.0pp | 77.1%+9.6pp | 67.7%+19.0pp |
| Annual return | 18.91% | 18.10%+0.8pp | 27.15%-8.2pp | 35.66%-16.7pp |
| Employer contribution / active EE | $6,051 | $2,280+165.4% | $3,953+53.1% | $2,757+119.5% |
| Participant deferral / active EE | $14,071 | $4,404+219.5% | $6,281+124.0% | $4,299+227.3% |
| Admin fee / account holder | $9,207 | $7,156+28.7% | $10,424-11.7% | $6,924+33.0% |