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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,253 | $208,088-83.5% | $186,193-81.6% | $154,746-77.9% |
| Participation rate | 46.2% | 80.0%-33.8pp | 77.1%-31.0pp | 80.7%-34.5pp |
| Annual return | 9.93% | 89.97%-80.0pp | 78.03%-68.1pp | 172.34%-162.4pp |
| Employer contribution / active EE | $1,521 | $4,340-65.0% | $3,918-61.2% | $4,379-65.3% |
| Participant deferral / active EE | $1,726 | $7,078-75.6% | $6,513-73.5% | $6,730-74.4% |
| Admin fee / account holder | $1,528 | $11,698-86.9% | $11,058-86.2% | $14,365-89.4% |