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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,895 | $156,398-50.2% | $147,318-47.1% | $138,895-43.9% |
| Participation rate | 41.7% | 83.8%-42.1pp | 82.1%-40.4pp | 79.9%-38.3pp |
| Annual return | 16.02% | 78.75%-62.7pp | 70.43%-54.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $1,302 | $4,853-73.2% | $4,593-71.7% | $4,194-69.0% |
| Participant deferral / active EE | $4,696 | $8,237-43.0% | $7,906-40.6% | $6,396-26.6% |
| Admin fee / account holder | $11,733 | $14,976-21.7% | $13,708-14.4% | $12,562-6.6% |