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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,804 | $160,028-50.8% | $147,080-46.4% | $145,884-46.0% |
| Participation rate | 41.7% | 84.0%-42.4pp | 82.2%-40.5pp | 80.3%-38.6pp |
| Annual return | 11.77% | 98.60%-86.8pp | 420.17%-408.4pp | 551.85%-540.1pp |
| Employer contribution / active EE | $1,346 | $5,286-74.5% | $4,933-72.7% | $4,662-71.1% |
| Participant deferral / active EE | $4,627 | $8,422-45.1% | $8,066-42.6% | $6,690-30.8% |
| Admin fee / account holder | $350 | $15,030-97.7% | $12,989-97.3% | $13,392-97.4% |