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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,320 | $155,555-44.5% | $146,866-41.2% | $155,188-44.4% |
| Participation rate | 85.0% | 84.0%+1.0pp | 82.5%+2.5pp | 80.8%+4.2pp |
| Annual return | 15.95% | 115.41%-99.5pp | 102.85%-86.9pp | 148.84%-132.9pp |
| Employer contribution / active EE | $2,417 | $4,647-48.0% | $4,425-45.4% | $4,248-43.1% |
| Participant deferral / active EE | $6,996 | $8,044-13.0% | $7,759-9.8% | $6,531+7.1% |
| Admin fee / account holder | $706 | $14,755-95.2% | $13,620-94.8% | $14,480-95.1% |