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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,718 | $106,864-34.8% | $147,318-52.7% | $82,637-15.6% |
| Participation rate | 97.3% | 75.5%+21.8pp | 82.1%+15.2pp | 68.1%+29.2pp |
| Annual return | 22.15% | 27.49%-5.3pp | 70.43%-48.3pp | 53.51%-31.4pp |
| Employer contribution / active EE | $4,176 | $3,417+22.2% | $4,593-9.1% | $2,552+63.6% |
| Participant deferral / active EE | $8,195 | $6,496+26.2% | $7,906+3.7% | $4,126+98.6% |
| Admin fee / account holder | $3,083 | $8,415-63.4% | $13,708-77.5% | $7,339-58.0% |