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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,011 | $114,119-71.1% | $107,187-69.2% | $138,895-76.2% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 16.53% | 273.21%-256.7pp | 204.55%-188.0pp | 145.39%-128.9pp |
| Employer contribution / active EE | $1,268 | $4,059-68.8% | $3,782-66.5% | $4,194-69.8% |
| Participant deferral / active EE | $1,832 | $5,538-66.9% | $5,096-64.0% | $6,396-71.4% |
| Admin fee / account holder | $1,401 | $10,024-86.0% | $9,162-84.7% | $12,562-88.8% |