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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,189 | $108,882-93.4% | $96,754-92.6% | $154,746-95.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 19.58% | 98.39%-78.8pp | 82.04%-62.5pp | 172.34%-152.8pp |
| Employer contribution / active EE | $1,362 | $3,018-54.9% | $2,679-49.2% | $4,379-68.9% |
| Participant deferral / active EE | $2,264 | $5,323-57.5% | $4,758-52.4% | $6,730-66.4% |
| Admin fee / account holder | $934 | $10,200-90.8% | $8,905-89.5% | $14,365-93.5% |