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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,444 | $182,442-56.5% | $163,379-51.4% | $138,895-42.8% |
| Participation rate | 55.0% | 79.8%-24.8pp | 76.8%-21.8pp | 79.9%-24.9pp |
| Annual return | 11.82% | 72.74%-60.9pp | 63.41%-51.6pp | 145.39%-133.6pp |
| Employer contribution / active EE | $1,661 | $4,159-60.1% | $3,752-55.7% | $4,194-60.4% |
| Participant deferral / active EE | $4,109 | $6,817-39.7% | $6,282-34.6% | $6,396-35.8% |
| Admin fee / account holder | $1,140 | $10,396-89.0% | $9,818-88.4% | $12,562-90.9% |