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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,422 | $211,288-59.6% | $178,540-52.2% | $145,884-41.4% |
| Participation rate | 52.9% | 80.8%-27.9pp | 77.1%-24.2pp | 80.3%-27.4pp |
| Annual return | 15.78% | 30.27%-14.5pp | 27.15%-11.4pp | 551.85%-536.1pp |
| Employer contribution / active EE | $1,830 | $4,574-60.0% | $3,953-53.7% | $4,662-60.8% |
| Participant deferral / active EE | $5,371 | $6,967-22.9% | $6,281-14.5% | $6,690-19.7% |
| Admin fee / account holder | $10,826 | $12,105-10.6% | $10,424+3.9% | $13,392-19.2% |