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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,110 | $100,139+157.8% | $85,187+203.0% | $145,884+76.9% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 14.73% | 84.15%-69.4pp | 66.67%-51.9pp | 551.85%-537.1pp |
| Employer contribution / active EE | $1,311 | $3,238-59.5% | $2,732-52.0% | $4,662-71.9% |
| Participant deferral / active EE | $14,600 | $5,296+175.7% | $4,525+222.7% | $6,690+118.2% |
| Admin fee / account holder | $1,558 | $7,262-78.6% | $6,162-74.7% | $13,392-88.4% |