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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,641 | $138,386+193.1% | $184,260+120.1% | $80,935+401.2% |
| Participation rate | 96.2% | 83.9%+12.3pp | 86.8%+9.3pp | 67.7%+28.5pp |
| Annual return | 18.81% | 20.02%-1.2pp | 28.84%-10.0pp | 35.66%-16.9pp |
| Employer contribution / active EE | $16,884 | $4,851+248.1% | $6,427+162.7% | $2,757+512.5% |
| Participant deferral / active EE | $16,619 | $7,076+134.9% | $9,133+82.0% | $4,299+286.5% |
| Admin fee / account holder | $1,780 | $10,489-83.0% | $13,898-87.2% | $6,924-74.3% |