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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,441 | $76,522+69.2% | $56,033+131.0% | $145,884-11.3% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 15.23% | 3014.28%-2999.0pp | 1711.38%-1696.1pp | 551.85%-536.6pp |
| Employer contribution / active EE | $21,719 | $1,382+1471.2% | $1,041+1986.5% | $4,662+365.8% |
| Participant deferral / active EE | $12,815 | $2,624+388.4% | $1,954+555.9% | $6,690+91.6% |
| Admin fee / account holder | $983 | $3,328-70.5% | $2,827-65.2% | $13,392-92.7% |