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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,266 | $145,431+111.3% | $211,142+45.5% | $87,485+251.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 19.28% | 27.21%-7.9pp | 46.84%-27.6pp | 26.06%-6.8pp |
| Employer contribution / active EE | $10,436 | $4,662+123.9% | $6,442+62.0% | $2,596+302.0% |
| Participant deferral / active EE | $10,726 | $6,859+56.4% | $9,284+15.5% | $4,274+151.0% |
| Admin fee / account holder | $4,250 | $17,052-75.1% | $19,076-77.7% | $7,775-45.3% |