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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,077 | $57,140-70.1% | $85,240-80.0% | $80,959-78.9% |
| Participation rate | 28.7% | 56.4%-27.7pp | 67.5%-38.8pp | 67.7%-38.9pp |
| Annual return | 11.51% | 21.71%-10.2pp | 66.75%-55.2pp | 35.67%-24.2pp |
| Employer contribution / active EE | $754 | $1,802-58.2% | $2,735-72.4% | $2,757-72.7% |
| Participant deferral / active EE | $1,108 | $3,115-64.4% | $4,527-75.5% | $4,300-74.2% |
| Admin fee / account holder | $3,320 | $4,992-33.5% | $6,165-46.2% | $6,925-52.1% |