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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,514 | $169,237-37.7% | $129,339-18.4% | $145,978-27.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 23.96% | 14364.43%-14340.5pp | 9437.05%-9413.1pp | 550.52%-526.6pp |
| Employer contribution / active EE | $11,359 | $5,540+105.0% | $4,154+173.4% | $4,662+143.7% |
| Participant deferral / active EE | $7,729 | $4,991+54.9% | $4,170+85.4% | $6,690+15.5% |
| Admin fee / account holder | $624 | $9,882-93.7% | $7,668-91.9% | $13,400-95.3% |