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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,099 | $76,522+17.7% | $56,033+60.8% | $145,884-38.2% |
| Participation rate | 45.5% | 63.2%-17.8pp | 52.5%-7.0pp | 80.3%-34.8pp |
| Annual return | 12.25% | 3014.28%-3002.0pp | 1711.38%-1699.1pp | 551.85%-539.6pp |
| Employer contribution / active EE | $578 | $1,382-58.2% | $1,041-44.5% | $4,662-87.6% |
| Participant deferral / active EE | $2,843 | $2,624+8.3% | $1,954+45.5% | $6,690-57.5% |
| Admin fee / account holder | $0 | $3,328-100.0% | $2,827-100.0% | $13,392-100.0% |