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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,850 | $75,541-51.2% | $152,093-75.8% | $82,637-55.4% |
| Participation rate | 36.4% | 66.5%-30.2pp | 77.8%-41.4pp | 68.1%-31.7pp |
| Annual return | 15.81% | 32.56%-16.7pp | 66.36%-50.5pp | 53.51%-37.7pp |
| Employer contribution / active EE | $1,183 | $2,622-54.9% | $4,175-71.7% | $2,552-53.7% |
| Participant deferral / active EE | $1,925 | $3,206-39.9% | $5,451-64.7% | $4,126-53.3% |
| Admin fee / account holder | $5,553 | $6,405-13.3% | $14,497-61.7% | $7,339-24.3% |