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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,270 | $29,319-92.3% | $52,425-95.7% | $82,448-97.2% |
| Participation rate | 65.8% | 46.9%+18.9pp | 55.6%+10.2pp | 68.1%-2.3pp |
| Annual return | 28.18% | 535.20%-507.0pp | 302.12%-273.9pp | 41.64%-13.5pp |
| Employer contribution / active EE | $175 | $586-70.2% | $914-80.9% | $2,551-93.2% |
| Participant deferral / active EE | $370 | $1,171-68.4% | $1,790-79.4% | $4,139-91.1% |
| Admin fee / account holder | $39 | $1,962-98.0% | $2,495-98.4% | $7,234-99.5% |