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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,706 | $115,225-45.6% | $100,712-37.7% | $138,895-54.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 14.50% | 40.35%-25.9pp | 33.27%-18.8pp | 145.39%-130.9pp |
| Employer contribution / active EE | $9,092 | $2,771+228.1% | $2,313+293.1% | $4,194+116.8% |
| Participant deferral / active EE | $6,915 | $4,699+47.2% | $4,085+69.3% | $6,396+8.1% |
| Admin fee / account holder | $911 | $10,844-91.6% | $9,256-90.2% | $12,562-92.7% |