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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,282 | $162,136+172.8% | $152,301+190.4% | $154,746+185.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.22% | 91.02%-78.8pp | 80.50%-68.3pp | 172.34%-160.1pp |
| Employer contribution / active EE | $5,553 | $4,890+13.5% | $4,624+20.1% | $4,379+26.8% |
| Participant deferral / active EE | $16,543 | $8,341+98.3% | $8,004+106.7% | $6,730+145.8% |
| Admin fee / account holder | $3,080 | $15,759-80.5% | $14,398-78.6% | $14,365-78.6% |