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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,128 | $183,516+35.8% | $155,534+60.2% | $145,884+70.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 25.59% | 61.43%-35.8pp | 64.92%-39.3pp | 551.85%-526.3pp |
| Employer contribution / active EE | $15,963 | $5,315+200.4% | $4,675+241.5% | $4,662+242.4% |
| Participant deferral / active EE | $10,167 | $6,467+57.2% | $5,630+80.6% | $6,690+52.0% |
| Admin fee / account holder | $2,262 | $19,293-88.3% | $15,900-85.8% | $13,392-83.1% |