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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,910 | $156,398+11.8% | $147,318+18.7% | $138,895+25.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.03% | 78.75%-62.7pp | 70.43%-54.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $5,127 | $4,853+5.6% | $4,593+11.6% | $4,194+22.2% |
| Participant deferral / active EE | $11,936 | $8,237+44.9% | $7,906+51.0% | $6,396+86.6% |
| Admin fee / account holder | $13,955 | $14,976-6.8% | $13,708+1.8% | $12,562+11.1% |