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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,082 | $101,798-26.2% | $165,071-54.5% | $80,935-7.2% |
| Participation rate | 42.9% | 71.8%-29.0pp | 78.6%-35.8pp | 67.7%-24.8pp |
| Annual return | 16.80% | 16.73%+0.1pp | 70.17%-53.4pp | 35.66%-18.9pp |
| Employer contribution / active EE | $1,455 | $2,954-50.8% | $4,347-66.5% | $2,757-47.2% |
| Participant deferral / active EE | $5,720 | $4,476+27.8% | $6,035-5.2% | $4,299+33.1% |
| Admin fee / account holder | $0 | $8,221-100.0% | $12,695-100.0% | $6,924-100.0% |