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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,342 | $162,967+184.9% | $135,792+242.0% | $138,895+234.3% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 19.51% | 30.08%-10.6pp | 25.96%-6.4pp | 145.39%-125.9pp |
| Employer contribution / active EE | $18,023 | $4,211+328.0% | $3,496+415.6% | $4,194+329.7% |
| Participant deferral / active EE | $20,190 | $5,640+257.9% | $4,759+324.2% | $6,396+215.7% |
| Admin fee / account holder | $10,023 | $15,306-34.5% | $12,266-18.3% | $12,562-20.2% |