Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,205 | $45,126-75.2% | $85,187-86.8% | $74,459-85.0% |
| Participation rate | 35.4% | 49.4%-14.0pp | 67.5%-32.2pp | 67.2%-31.9pp |
| Annual return | 11.73% | 26.30%-14.6pp | 66.67%-54.9pp | 1369.70%-1358.0pp |
| Employer contribution / active EE | $586 | $1,460-59.9% | $2,732-78.6% | $2,626-77.7% |
| Participant deferral / active EE | $961 | $2,738-64.9% | $4,525-78.8% | $4,350-77.9% |
| Admin fee / account holder | $1,807 | $2,212-18.3% | $6,162-70.7% | $1,945-7.1% |