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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,083 | $162,136-76.5% | $152,301-75.0% | $154,746-75.4% |
| Participation rate | 65.2% | 84.1%-18.9pp | 82.4%-17.2pp | 80.7%-15.5pp |
| Annual return | 15.54% | 91.02%-75.5pp | 80.50%-65.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $1,630 | $4,890-66.7% | $4,624-64.8% | $4,379-62.8% |
| Participant deferral / active EE | $4,126 | $8,341-50.5% | $8,004-48.4% | $6,730-38.7% |
| Admin fee / account holder | $430 | $15,759-97.3% | $14,398-97.0% | $14,365-97.0% |