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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,243 | $99,995-63.8% | $85,063-57.4% | $145,978-75.2% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 17.42% | 83.99%-66.6pp | 66.54%-49.1pp | 550.52%-533.1pp |
| Employer contribution / active EE | $2,571 | $3,231-20.4% | $2,727-5.7% | $4,662-44.9% |
| Participant deferral / active EE | $819 | $5,295-84.5% | $4,523-81.9% | $6,690-87.8% |
| Admin fee / account holder | $11,682 | $7,255+61.0% | $6,155+89.8% | $13,400-12.8% |