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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,645 | $110,379-82.2% | $102,412-80.8% | $145,884-86.5% |
| Participation rate | 81.8% | 77.9%+3.9pp | 74.5%+7.3pp | 80.3%+1.5pp |
| Annual return | 13.79% | 24.84%-11.1pp | 24.94%-11.2pp | 551.85%-538.1pp |
| Employer contribution / active EE | $1,649 | $4,216-60.9% | $3,870-57.4% | $4,662-64.6% |
| Participant deferral / active EE | $4,815 | $5,622-14.4% | $5,060-4.9% | $6,690-28.0% |
| Admin fee / account holder | $2,014 | $9,745-79.3% | $8,388-76.0% | $13,392-85.0% |