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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,797,829 | $181,062+892.9% | $158,223+1036.3% | $155,188+1058.5% |
| Participation rate | 57.1% | 82.7%-25.5pp | 79.2%-22.1pp | 80.8%-23.7pp |
| Annual return | 20.56% | 57.39%-36.8pp | 52.09%-31.5pp | 148.84%-128.3pp |
| Employer contribution / active EE | $1,449 | $4,565-68.3% | $4,109-64.7% | $4,248-65.9% |
| Participant deferral / active EE | $9,200 | $6,134+50.0% | $5,467+68.3% | $6,531+40.9% |
| Admin fee / account holder | $10,183 | $18,825-45.9% | $16,047-36.5% | $14,480-29.7% |