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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,797,829 | $174,379+931.0% | $152,093+1082.1% | $138,895+1194.4% |
| Participation rate | 57.1% | 81.6%-24.5pp | 77.8%-20.6pp | 79.9%-22.8pp |
| Annual return | 20.56% | 74.86%-54.3pp | 66.36%-45.8pp | 145.39%-124.8pp |
| Employer contribution / active EE | $1,449 | $4,652-68.9% | $4,175-65.3% | $4,194-65.5% |
| Participant deferral / active EE | $9,200 | $6,159+49.4% | $5,451+68.8% | $6,396+43.8% |
| Admin fee / account holder | $10,183 | $16,880-39.7% | $14,497-29.8% | $12,562-18.9% |