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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,165 | $162,136-80.8% | $152,301-79.5% | $154,746-79.9% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 9.76% | 91.02%-81.3pp | 80.50%-70.7pp | 172.34%-162.6pp |
| Employer contribution / active EE | $2,423 | $4,890-50.4% | $4,624-47.6% | $4,379-44.7% |
| Participant deferral / active EE | $2,913 | $8,341-65.1% | $8,004-63.6% | $6,730-56.7% |
| Admin fee / account holder | $327 | $15,759-97.9% | $14,398-97.7% | $14,365-97.7% |