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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,265 | $102,385-62.6% | $147,080-74.0% | $80,935-52.7% |
| Participation rate | 89.6% | 75.9%+13.7pp | 82.2%+7.4pp | 67.7%+21.9pp |
| Annual return | 19.38% | 135.09%-115.7pp | 420.17%-400.8pp | 35.66%-16.3pp |
| Employer contribution / active EE | $2,835 | $3,717-23.7% | $4,933-42.5% | $2,757+2.8% |
| Participant deferral / active EE | $4,862 | $6,651-26.9% | $8,066-39.7% | $4,299+13.1% |
| Admin fee / account holder | $8,402 | $7,951+5.7% | $12,989-35.3% | $6,924+21.3% |