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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,861 | $108,922-30.4% | $100,398-24.4% | $145,978-48.0% |
| Participation rate | 85.7% | 83.0%+2.8pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 18.57% | 58.04%-39.5pp | 49.32%-30.8pp | 550.52%-531.9pp |
| Employer contribution / active EE | $13,919 | $4,426+214.5% | $3,946+252.8% | $4,662+198.6% |
| Participant deferral / active EE | $15,513 | $8,450+83.6% | $8,084+91.9% | $6,690+131.9% |
| Admin fee / account holder | $410 | $9,680-95.8% | $7,893-94.8% | $13,400-96.9% |